http://www.telegraph.co.uk/news/politics/conservative/9696904/Its-time-for-a-new-Beveridge.html#
And for those who claim without any record of contribution, we should be firmer
still. For individuals aged under 25 who have not yet paid National Insurance
contributions for a certain period, perhaps five years, unemployment benefit
should be in the form of a repayable loan. An unemployed teenager would still
receive the same amount of cash as now, for example, but they would be expected
to repay the value once in work
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